Everyone has become more cost-conscious given the current economic conditions. It seems like prices go up on a daily basis, but jobs are hard to find and salaries are stagnant. That means that you must find creative ways to save money, and one great way to do that is to find ways to lower your utility costs.
If you can't afford to give your family enough food, then you shouldn't be spending your money on smoking, drinking, gambling, or other harmful activities that reduce your money and possibly worsen your health. In addition, you really don't need to have Internet or cable television. As already been stated, your top priority is feeding your family and providing them shelter. It is not on doing harmful or unnecessary activities.
Keep in mind that it is possible to live without electricity and the phone. People used to live without these unnecessary items many years ago. However, make sure you have water because not having it can cause problems. After all, everyone needs water in order to bathe and more importantly, to drink. Therefore, if you have a choice between not having water and not having electricity, choose the latter.
It may sound simple, but you can save money on electricity by turning of lights and electronics when you are not using them. Pay special attention to televisions and computers that draw electricity even when they are turned off. You can connect them to a power strip, and then when you turn off the power strip, electricity will not flow to those appliances, and you will save money on your electric bill.
For starters, switch to cell phone only. At approximately fifty dollars a month, cell phones offer an amazing array of features to keep you entertained. Gone are the days of cell phone plans with limitations too, and long distance is always free, so you will save in that area too. The cheapest home phone services are roughly twenty to thirty dollars a month, so you can consider that money as money saved.
Limiting your water usage is also a wise plan. Take quicker showers, at a lower water pressure. This will reduce the cost to heat the water, and the water used overall. Wash dishes in one large batch rather than several smaller ones, and if your family can handle it, flush the toilet only after defecating rather than each time you urinate. This may save another twenty dollars a month.
Personal finance means different things to different types of people. If you are living below the poverty lives, then you must cut back as much as you possibly can to ensure that you and your family survive. While the above article may seem harsh, it is a reality that some people are going to have to learn to deal with.
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